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Terms & Conditions

Rules for using this website and its content.

Last updated: July 11, 2026

These Terms & Conditions (“Terms”) govern your access to and use of markacleveland.com (the “Site”), operated by Mark A. Cleveland (“I,” “me,” or “we”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Who we are

This Site is a personal professional website for Mark A. Cleveland, based in Nashville, Tennessee. It shares background, writing, speaking, press, and ways to get in touch. It is not a banking, brokerage, or licensed professional services portal unless a specific engagement says otherwise in a separate written agreement.

Acceptable use

You agree to use the Site only for lawful purposes. You must not:

  • Attempt to gain unauthorized access to the Site, servers, or related systems
  • Interfere with or disrupt the Site or other users
  • Scrape, harvest, or bulk-download content in a way that burdens the Site or violates these Terms, except as allowed by robots.txt, llms.txt, or ordinary search/AI crawling
  • Misrepresent your identity when contacting us
  • Use Site content to imply endorsement of a product, service, or political position without prior written consent

Intellectual property

Unless otherwise noted, the Site and its content—including text, design, logos, graphics, and layout—are owned by Mark A. Cleveland or used under license. You may view and share links to public pages for personal, non-commercial, or editorial purposes with attribution. You may not copy, republish, or commercially reuse substantial portions of the Site without prior written permission, except for brief quotations with credit and a link back to the original page.

Trademarks and marks of third parties (including podcast or partner brands) remain the property of their owners.

Content and opinions

Blog posts, interviews, and other materials on the Site reflect personal views and experience at the time of publication. They are for general information only and are not legal, financial, investment, tax, or professional advice. Situations differ; consult qualified advisors for decisions that affect your business or finances.

No professional relationship

Visiting the Site or sending a message does not create a client, advisory, employment, or fiduciary relationship. Any engagement is only formed through a separate written agreement.

The Site links to third-party websites, podcasts, social networks, and embeds (for example video players). Links are provided for convenience and information only. We do not endorse, sponsor, or vouch for the content, products, services, or opinions of any third-party company or site we link to, and we are not responsible for their content, availability, or practices. Use of third-party services is at your own risk and subject to their terms.

The Site also relies on third-party providers to operate — including Formspree (contact form delivery), Google Analytics, Google Search Console, Bing Webmaster Tools, and Semrush (site analytics and search tooling). How those services handle data, and how to opt out of Google measurement, is described in our Privacy Policy.

Disclaimer of warranties

The Site is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Mark A. Cleveland and any affiliates or contributors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the Site or inability to use it. Our total liability for any claim related to the Site will not exceed one hundred U.S. dollars (US $100), except where liability cannot be limited by law.

Indemnity

You agree to indemnify and hold harmless Mark A. Cleveland from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site or violation of these Terms.

Privacy

How we handle information is described in our Privacy Policy.

Changes

We may update the Site or these Terms at any time. The “Last updated” date will change when Terms are revised. Continued use after changes constitutes acceptance of the updated Terms.

Governing law

These Terms are governed by the laws of the State of Tennessee, USA, without regard to conflict-of-law rules. Courts located in Tennessee will have exclusive jurisdiction over disputes arising from these Terms or the Site, except where applicable law requires otherwise.

Contact

Questions about these Terms:

Mark A. Cleveland
Email: mark@markcleveland.com
Phone: 1-800-423-9713
Location: Nashville, TN USA
Web: markacleveland.com/contact/